Starter
₦0/mo
- ✓ Loans up to ₦100,000
- ✓ Basic financial tracking
- ✓ Email support
- ✓ Standard approval process
Financial empowerment for every Lagosian
Everything you need to grow your business
Get approved in minutes, not days. Our AI-powered credit assessment reviews your application instantly, so you can access funds when you need them most. No lengthy paperwork or endless waiting.
Choose a repayment plan that works for your cash flow. Whether you're paid weekly, bi-weekly, or monthly, we adapt to your business rhythm. Adjust your schedule anytime through the app.
Track every naira with powerful analytics. Monitor loan balances, payment history, and cash flow projections in one beautiful dashboard. Make smarter decisions with data at your fingertips.
The difference is clear
Why businesses choose Lagos Microfinance
We built our platform for the realities of small business in Lagos
| Lagos Microfinance | Traditional Banks | |
|---|---|---|
| Approval in under 10 minutes | ✓ | – |
| No collateral required | ✓ | – |
| Flexible repayment schedules | ✓ | – |
| Mobile-first experience | ✓ | – |
| Transparent fees, no hidden charges | ✓ | – |
| 24/7 customer support in English and Yoruba | ✓ | – |
| Build credit history with every payment | ✓ | – |
No hidden fees
Simple, transparent pricing
Choose the plan that fits your needs. Upgrade or downgrade anytime.
Save 15% with annual billing
Business
₦5,000/mo
- ✓ Loans up to ₦1,000,000
- ✓ Priority approval in 5 minutes
- ✓ Advanced analytics dashboard
- ✓ Flexible repayment options
- ✓ Phone and chat support
- ✓ Credit score building
Enterprise
₦15,000/mo
- ✓ Loans up to ₦5,000,000
- ✓ Instant approval
- ✓ Dedicated account manager
- ✓ Custom repayment terms
- ✓ Multi-user access
- ✓ API integration
- ✓ Priority 24/7 support
See what access to capital can do for your business
Based on these assumptions
- You take a ₦500,000 loan to stock inventory four times per year
- Each inventory cycle generates 20% profit margin
- Timely restocking prevents 15 days of lost sales annually
- Your average daily revenue is ₦25,000
Potential revenue growth
₦2,400,000
per year with timely inventory financing
Illustration only. Figures reflect the median small business profile from our 2024 customer survey. Actual returns depend on your business model, inventory turnover, and market conditions.